Prestige Volvo Cars of Englewood Can Help You Find the Financing You Need

When you're looking for a new car, there are plenty of great reasons to go home in a Volvo. Between their attractive style, great features, and superior performance options, cars and SUVs like the Volvo S60 and Volvo XC60 stand out as high-value options, even among their luxury market peers.

Buying a car isn't just about picking something you like, though. It's just as much about finding the financial resources you need to make your purchase possible. Luckily, for drivers in Teaneck and Fort Lee NJ, dealerships like Prestige Volvo Cars of Englewood are ready and waiting to help you secure an affordable loan or lease.

The Benefits of Buying Your Volvo Car with a Loan

You're interested in something like the Volvo XC90, and you think you want to buy it with a loan. Not only can our onsite finance center help that happen, but we can also tell you why it might be the right choice for you.

While a vehicle loan can come with higher monthly payments, it has some unique benefits you won't find with other financing options. The biggest one? The fact that you actually own the car. You have the freedom to do what you want with it, whether that means driving it, modifying it, selling it, or letting it sit in your driveway.

And when your loan is finished? You can keep the car for as long as you want. With the right Volvo car and a paid-off loan, you can enjoy years of luxury car driving payment-free.

Should You Lease Your Next Volvo Car?

Depending on your needs and how long you want to stay in your car, a lease might be the right choice for you. When you lease a luxury SUV like the Volvo XC40, you're essentially entering into a long-term rental agreement. As long as you make your payments, you get the right to drive a new Volvo car. Payments, with a lease, are often also lower than what you'd get with loan.

Lease agreements do come with more restrictions than a loan. You might have annual mileage caps and you'll have to give the car back when the lease term expires. Those restrictions are generally balanced out by major boons, however, including thorough warranty options that can help you save on essential factory maintenance.

What Do You Need to Do to Get the Financing You Need?

Your first step to get the financial help you need is to apply for it. Prestige Volvo Cars offers an online application that can help you get the process moving from home. If you submit an application, we'll be able to offer you more insight into the finance options you might have available. That can go a long way toward informing exactly which new Volvo car you decide to drive home.

And when you actually come to our dealership? You'll find onsite finance experts waiting to help you further. We'll ask you for details about your credit history, current employment, and available financial resources. Once we have that information, we'll use it to assemble a selection of loan and lease deals tailored to your needs.

Apply for Your Vehicle Financing Today

If you interested in a new or used Volvo car, don't hesitate to reach out to the team at Prestige Volvo Cars. Our Englewood, NJ dealership serves drivers in the Tenafly area and more. We'd love the chance to help you go home in the Volvo car that feels right for you.